Investments must outpace inflation to prevent loss of money. Consider liquidity, risk tolerance, and investment goals.
Equities : Investing in equities offer high potential for risk-tolerant investors. Diversification across sectors is key for gains.
Exchange-traded funds (ETFs): They provide a diversified investment option but depend on the performance of underlying assets.
Fixed-income investments: These offer stability but may yield limited real returns due to high inflation.
Mutual funds: These cater to various risk appetites, offering professional management and diversification.
A diversified strategy for a ₦1,000,000 in 2025: 50% equities, 30% fixed-income, 20% ETFs/mutual funds for balanced growth.